Business funding for UK limited companies
Do you need to buy equipment, pay for a new project or cover business costs while waiting for customers to pay?
At CapSage, we explain business funding in plain English. We avoid jargon wherever possible and explain any financial terms we need to use, so you can quickly understand your options and take the next step towards funding your business.
Explore your funding options
Business Loans
A business loan gives your company money that you pay back over an agreed period.
Before taking a loan, check how much you’ll repay, how often and the total cost, including interest and fees. Also ask whether you would have to repay the debt personally if your company could not.
Asset Finance
Asset finance helps your business get a vehicle, machinery or equipment without paying the full purchase price upfront.
You usually make payments over time. Depending on the agreement, you may be paying towards owning the item or paying to use it. Our guide explains the differences and what to check before signing.
Invoice Finance
Waiting for business customers to pay? Invoice finance lets your business access some of the money owed on unpaid invoices before those customers pay.
The provider checks which invoices it can accept and charges for the service. Our guide explains how it works, what it costs and who collects payment from your customers.
More than one option may be worth considering. What is available will depend on your business and what each provider is willing to offer. These are the three types of funding covered by CapSage; other options also exist.
Know what to prepare and what to check
Eligibility and preparation
What information will you need about your company? What will you be asked about the money you need?
This guide explains what to have ready for CapSage’s assessment and what a funding provider may ask for afterwards.
Read the eligibility and preparation guide
Personal guarantees and security
Some agreements allow a provider to take specified business assets if the company cannot repay. Others may require you to promise to repay the company’s debt personally. An agreement can include both.
These arrangements are called security and a personal guarantee. Our guide explains what they mean and which questions to ask before agreeing.
Read about personal guarantees and security
Looking for a funding provider?
You don’t need to know which type of funding to choose before starting.
Tell CapSage about your company and what you need the money for. We’ll compare your answers with what the funding providers in our network look for in a business.
If we identify a suitable provider, we’ll introduce you so you can discuss your needs. The provider decides whether to offer funding.
You don’t pay a fee to use CapSage’s assessment and matching service.